Privacy Policy for Asher Finance

Effective Date: 4th September 2025

Welcome to Asher Finance (https://asherfinance.blogspot.com). Your privacy is very important to us. This Privacy Policy describes how we collect, use, store, and protect your information when you visit or interact with our blog.

We are committed to maintaining the confidentiality, integrity, and security of any personal information you provide. This Privacy Policy is in accordance with applicable global data privacy regulations including the General Data Protection Regulation (GDPR), California Consumer Privacy Act (CCPA), and Google AdSense Program Policies.

By using this website, you consent to the data practices described in this policy.

1. About Asher Finance

Asher Finance is a personal finance blog that shares educational content on budgeting, investing, saving, and other money-related topics. Our mission is to empower individuals to make smarter financial decisions.

This blog is hosted on Blogger, a platform owned and operated by Google LLC.

2. Information We Collect

When you visit our blog, we may collect two types of information:

A. Personal Information (Provided Voluntarily)

You may choose to provide personal information when:

  • Subscribing to a newsletter

  • Leaving a comment

  • Filling out a contact form

  • Participating in surveys or promotions

This information may include:

  • Your name

  • Email address

  • Any information you voluntarily provide in a comment or message

B. Non-Personal Information (Automatically Collected)

When you browse our blog, certain information is automatically collected, such as:

  • IP address

  • Browser type and version

  • Device type (desktop, mobile, tablet)

  • Pages viewed and time spent on pages

  • Referring/exit URLs

  • Geographical location (city or country)

  • Interaction data (clicks, scrolls, etc.)

This information is collected using cookies, web beacons, and other standard web tracking technologies.

3. Use of Cookies and Tracking Technologies

Cookies are small data files stored on your browser. We use cookies to:

  • Analyze website traffic and performance

  • Personalize user experience

  • Serve personalized advertisements through Google AdSense

  • Remember your preferences for future visits

Third-Party Cookies

Third parties such as Google, AdSense partners, and affiliate networks may also use cookies to track user behavior across websites and deliver interest-based ads.

You can manage or disable cookies through your browser settings. For more information on how Google uses cookies, visit:

👉 https://policies.google.com/technologies/cookies

4. Google AdSense & Advertising Partners

We participate in Google AdSense, which allows us to serve ads and earn revenue. AdSense uses cookies and tracking technologies to deliver relevant ads based on your browsing history and behavior.

Google and third-party vendors may:

  • Use cookies to serve ads based on prior visits to this and other sites

  • Personalize ads based on your interests and demographics

  • Track engagement with ads (e.g., clicks, impressions)

Managing Ad Preferences

Users may opt out of personalized advertising by visiting:

👉 https://www.google.com/settings/ads

You can also visit the Network Advertising Initiative to opt out of other third-party ad tracking:

👉 http://optout.networkadvertising.org

5. Affiliate Disclosure

Some posts on Asher Finance may contain affiliate links. This means we may earn a small commission if you click on a link and make a purchase, at no additional cost to you.

We only recommend products or services we believe provide value to our readers. All affiliate content is clearly disclosed in accordance with FTC guidelines.

6. How We Use Your Information

We may use the information we collect to:

  • Operate and maintain the blog

  • Improve the quality and relevance of content

  • Respond to your inquiries, comments, or messages

  • Send email newsletters or updates (if you’ve subscribed)

  • Monitor and analyze traffic and usage patterns

  • Comply with legal requirements and resolve disputes

We will never sell or rent your personal information.

7. Email Communications

If you choose to subscribe to our newsletter, we may send you occasional emails regarding:

  • New blog posts

  • Exclusive tips or offers

  • Important updates or changes to our policies

You can unsubscribe at any time by clicking the "unsubscribe" link in the email, or by contacting us at contactmillyblog@gmail.com.

8. Google Analytics

We use Google Analytics to better understand how visitors use our blog. Google Analytics collects anonymized data such as:

  • Page views

  • Bounce rate

  • Time on site

  • Traffic sources

  • Device type and location

Google does not identify individual users or associate your IP address with any other data it holds.

You can opt out of Google Analytics by installing this browser add-on:
👉 https://tools.google.com/dlpage/gaoptout

9. Third-Party Services

We may use third-party services to enhance the functionality of this site. These may include:

  • Email marketing platforms (e.g., Mailchimp, ConvertKit)

  • Comment moderation tools

  • Embedded content from YouTube, Twitter, etc.

These services may collect data in accordance with their own privacy policies. We recommend reviewing their policies directly.

10. Data Retention

We retain personal data only as long as necessary for the purposes outlined in this policy, or as required by law.

11. Your Data Rights

Depending on your jurisdiction, you may have the following rights:

Under GDPR (EU Residents):

  • The right to access your personal data

  • The right to correct or delete your data

  • The right to object to data processing

  • The right to data portability

Under CCPA (California Residents):

  • The right to know what data we collect

  • The right to request deletion

  • The right to opt-out of the sale of personal data (we do not sell your data)

To exercise your rights, contact us at contactmillyblog@gmail.com.

12. Children’s Privacy

This blog is not directed at children under the age of 13, and we do not knowingly collect personal information from anyone under 13. If you believe we have inadvertently collected such information, please contact us immediately so we can delete it.

13. Security of Your Information

We take appropriate technical and organizational measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no data transmission over the Internet is 100% secure. You use the site at your own risk.

14. External Links

Our blog may contain links to other websites not operated or controlled by us. We are not responsible for the content or privacy practices of those sites. Please review their privacy policies before providing any personal information.

15. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the “Effective Date” at the top of this page. Any changes will become effective when posted on this page.

We encourage you to review this Privacy Policy regularly to stay informed about how we are protecting your data.

16. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our data practices, you may contact us at:

📧 Email: contactmillyblog@gmail.com
🌐 Website: https://asherfinance.blogspot.com